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UK central bank cuts interest rates to 4.75% amid concern over inflation

Nov 7, 2024, 9:29am EST
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People stand outside the Bank of England in the City of London financial in London
Henry Nicholls/File Photo/Reuters
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The UK central bank cut interest rates for the second time this year, lowering the cost of borrowing amid rising concern over inflation.

The main interest rate was cut from 5% to 4.75%, as expected, marking the last time the bank is expected to adjust rates in 2024. The decision came after the UK inflation rate reached a three-year low, but the bank’s Governor Andrew Bailey remained cautious about the pace of cuts.

Bailey said during a press conference that interest rates will likely continue to fall “gradually from here,” but cautioned that the UK government’s new budget, which is expected to raise taxes by £40 billion (about $51 billion), makes the outlook for future policy easing more complicated, CNBC reported.

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The bank said the Labour Party’s plan could raise consumer prices, and could mean the overall rate of inflation could take longer to stabilize around the 2% target, the Financial Times noted.

The decision comes as central bankers across the world weigh the potential implications of a second Trump presidency in the US for the global economy. While most central banks have been on a rates-cutting regime for months, Trump’s tariff agenda — which, if implemented, would worsen inflation — could pressure central banks to raise the cost of borrowing again.

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